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12 July 2023

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Buying a home is one of the most important financial decisions you are ever likely to make. Whether you are a buyer for the first time or working your way up the housing ladder; the type of mortgage you choose is a significant part of the process. Making the wrong choices can be costly and even tie you into longer-term commitments that can be difficult to escape

– A mortgage broker is a regulated professional who acts as a mediator between the buyer and the lender. They have access to all lenders in the market and will help you secure the best deal based on your personal circumstances.

– All lenders have different criteria to decide if they will offer you a mortgage. A mortgage broker will save significant time and energy with their in-depth knowledge of the lenders in the market so you can find the right mortgage quickly.

–  Mortgage brokers are specialists in guiding people through the complex world of mortgages and provide invaluable advice before, during, and after the application process. 

–  Mortgage brokers help you to understand the market and will discuss various mortgage options. A good mortgage broker will clearly explain the pros and cons of each deal so you know what is available and can make the right choices for you. 

–  Applying for a mortgage can be time-consuming and confusing. A mortgage broker can take the stress out of the process by collecting all the necessary documents, submitting the applications, and communicating with lenders on your behalf.

–  Finally, if you have a low credit score, a high debt-to-income ratio, are self-employed, or have a contractor income; using a mortgage broker may save a lot of time sourcing the correct lender for your circumstances


Whether your are a first time buyer, looking to remortgage or simply want some advice on mortgages based on your individual circumstances a mortgage broker can be a valuable asset to have on your side to alleviate the stress!!!

As a mortgage is secured against your property, it could be repossessed if you do not keep up the mortgage repayments
Post Published: April 18, 2023
Post Updated: July 13, 2023
Author: Mark Laban
Mark Laban Financial Advisor from Derby

Mark’s passion for providing the best possible advice and customer service is reflected in his customer reviews and the amount of business generated from word of mouth.

Mark has extensive experience in the mortgage and banking sector and can assist with house purchasing, managing of property portfolios and life cover where required.

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